Business has enough busy work of its own.

Why add to your workload?
BBI is on the job.

The world of business is full of pitfalls. We can navigate you around the quagmire and deliver you safe and insured on the other side.


Your Business

Commercial Auto & Fleet Insurance — A private passenger vehicle used for anything other than pleasure or commute to work or one that carries tools and/or equipment would be a Commercial Vehicle and would require a commercial policy. Fleet insurance is a single commercial automobile policy that insures multiple vehicles for a company or business. The benefit of a fleet policy is that the policy holder can have the same coverage for all their vehicles or customize coverage based on its needs. Vehicles do not need to be the same type to be considered a fleet for the purposes of commercial automobile insurance

Commercial Liability & Property Insurance — Commercial General Liability Insurance provides business owners and professionals protection from third party claims. This type of coverage can range from errors and omissions to accidents, malpractice, bodily injury and property damage and more, depending on your industry and your needs. Commercial Property Insurance provides a business owner with coverage for their property be it a whole building or just a small business condo or a leased space. Coverages included in this type of policy are Contents, Tenant Improvement Costs made to an individual unit and Income replacement to name a few.

 

Liability Insurance for the Self Employed — Similar to commercial liability insurance, liability insurance for the self employed is available in two forms — general liability insurance and professional liability insurance. If you operate a home-based business and have clients coming to your home office, general liability insurance is essential to provide protection for accident or injury claims. If you are a consultant or you provide advice or services, you may need to consider professional liability (Errors & Omissions) insurance.

Contractors & Trade Person Insurance — Similar to commercial liability insurance, liability insurance for the self employed is available in two forms — general liability insurance and professional liability insurance. If you operate a home-based business and have clients coming to your home office, general liability insurance is essential to provide protection for accident or injury claims.

If you are a consultant or you provide advice or services, you may need to consider professional liability (Errors & Omissions) insurance.

Errors & Omissions Insurance — Professional liability insurance(E&O) covers losses to a Third Party which occurred as a result of a mistake while performing one’s professional duties, as opposed to a general accident such as a slip and fall. Business owners, practitioners and consultants who provide advice or service and who could possibly incur legal action as the result of an error should carry professional liability insurance

Did You Know?

If you use your personally rated vehicle for commercial use and you have an accident your Physical Damage coverage can be denied because you are going against your policy.


Most Commercially rated vehicles can still be used for personal use.


You can’t use your car to be an UBER driver. This is high risk commercial insurance only.

Contents (Tools, Equipment, etc) inside or carried on your commercial vehicle are not covered by the Commercial Auto policy but under a Commercial Property policy.


Not everyone qualifies for Commercial Insurance and can be declined or have to be placed in a High Risk Insurance policy.

Berk Bilgen Insurance Ltd.
#311 8925 51 Avenue NW
Edmonton, AB T6E 5J3

780.822.6042  780.468.2238
Toll Free: 1.844.822.6042

info@berkbilgeninsurance.com
quotes@berkbilgeninsurance.com

Office Hours
Weekdays: 9:30 am - 5:30 pm
Saturdays: Closed*by appointment only Sundays and Holidays: Closed

DISCLAIMERS

  • Coverage cannot be bound unless you have spoken to a broker and have confirmation; By providing your personal information you are authorizing a background check
  • BBI strongly recommends $5 Million Liability limit
  • Mid-term cancellations will generate fees
  • It is your responsibility to understand and maintain your policy and coverage

CAREERS
We are looking for people with great work ethic, computer and people skills, a great command of the English language and if you fit regardless of insurance experience.

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© 2019 Berk Bilgen Insurance Ltd.